Do You Owe More on Your Home than it is Worth?
If you are unable to make your current payment, have an adjustable rate or a balloon mortgage that is about to explode, your property value has dropped, or you are behind on your mortgage payments, we may have the solution for you.
What we Do for You:
FIRST, we need to understand your situation and what your goal is. From there, we will have a clearer picture on how we may be able to help you. If we can't help, we'll tell you. (Take our Free Pre-Qual Assessment)
We operate very differently than most companies you'll come across. We have spent hundreds of hours and thousands of dollars investigating companies that say they'll help homeowners avoid foreclosure, perform loan modifications, or do successful short sales. The fact is, most of them cannot do what they say, or have a very low success rate, which has given the homeowner even more reasons to be skeptical of companies saying they can help them.
Honesty, Integrity, and Education are the principles we operate by. Through our due dilligence and months of investigation, we have discovered the approaches and techniques that achieve homeowner results and have developed our business relationships with the best of best when it comes to achieving the desired outcome.
We work directly with ALL Lenders and loan servicing agents by using our extensive networks and alliances.
If you are behind in your payments.... or are you unable to keep making your loan payments, for any reason, job layoff, A.R.M. adjusting, etc....
Then you have four choices:
1) Either keep making your current payment or catch up any past due.
2) Loan Modification - For those people that like their home and want to rework the loan so you can be current on your loan and afford to make the payments.
3) Short Sale - Did you know you would be elidgable for a new mortgage loan on a new home if you did a short sale, however allowing your home to go into foreclosure means you will have to wait 5 years per current Fannie Mae guidelines?
4) Give your home back to the bank via a Deed In Lieu or allowing your bank to foreclose.
Note: You have a 5th Choice as we have programs that basically allow you to fight your foreclosure in court after a forensic audit and other tactical efforts that could lead to a quiet title victory in court. Call for more information on these other types of programs.
